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ToolsZakat on crypto calculator
The widely used rule treats crypto held as wealth like money: if your total holdings reach the value of 85 grams of pure gold (the nisab) and a lunar year has passed, zakat is 2.5%. Enter your portfolio value and today's gold price per gram in the same currency.
Zakat due
0
Your holdings are below the nisab — no zakat is due on them.
Nisab threshold
6,375
The value of 85 grams of pure gold at your price.
Scholarly opinions differ on details — the lunar-year condition, mixed portfolios, and staked assets among them. Treat this as arithmetic, not a ruling, and ask a scholar you trust.
How this calculator works
The widely used rule treats crypto held as wealth like money: zakat is due at 2.5% once your holdings pass the nisab and have stayed above it for a full lunar year (hawl). The nisab commonly used is the value of 85 grams of pure gold, so it changes with the gold price. Enter your total holdings and today's gold price per gram; the tool computes the nisab, checks your position against it, and shows the 2.5% if it's due.
A worked example
With gold at $75 per gram, the nisab is 85 × $75 = $6,375. Holdings worth $5,000 are below it: no zakat is due this year. Holdings worth $12,000 held above the nisab for a full lunar year owe 2.5% — $300 — typically valued at the price on the day the year completes.
Common questions
- When exactly does zakat become due?
- When your wealth has remained at or above the nisab for one complete lunar year. Most guidance values the holdings on the day the year completes, at that day's prices — not the year's peak or average. If your holdings dipped below the nisab during the year, rulings differ; ask a scholar you trust.
- Do I owe zakat on coins that are staked, locked or in DeFi?
- Positions you own and can eventually access are generally treated as zakatable wealth, but locked, disputed or inaccessible funds are exactly where scholarly opinions divide. The zakat-on-cryptocurrency article covers the main positions; for your own case, a qualified scholar beats any calculator.
- Silver nisab or gold nisab — which one applies?
- Both exist: 85 g of gold or 595 g of silver, and the silver threshold is much lower today. Many scholars favour silver as more generous to recipients; many contemporary rulings on monetary wealth use gold. This tool uses gold — if you follow the silver nisab, your threshold is lower.
What this tool can't tell you
This is arithmetic, not a fatwa. Schools differ on locked assets, debts, mining income and which nisab applies — and the tool values your holdings only at the moment you type them. Use it to estimate; confirm your obligation with a scholar or your local zakat authority.
These tools are for education. They work from the numbers you type and cannot see your accounts, verify who owns an address, or account for your circumstances. Nothing here is financial advice.